Thieves may be able to get a hold of your child’s personal information. Unfortunately, you may not become aware of a compromise until they try to find employment, rent an apartment or get a loan for school or a car.
1. Check with each credit bureau to see if they have a credit report. If your child is about to turn 16, you may want to do this, even if you don’t suspect their identity has been stolen. If they have a credit report, request a copy and use the information they provide to remove all fraudulent activity. You may also ask each of the credit reporting companies to do a manual search of the child’s file.
2. Send letters requesting the companies remove all accounts, inquiries and collection notices in your child’s name or information.
3. Contact the businesses where the child’s information was used.
4. Limit who has access to your child’s personal information. Read the notices sent from your child’s school pertaining to directories and how your child’s information is used.